The team behind MySafeLoan.com (the “Website” and “Mobile App”) understands the value of maintaining your confidential data. Keeping user data secure and private is a top priority for MySafeLoan.com. When you use MySafeLoan.com, we may collect and store information about you. This Privacy Statement describes how we handle this information. This Privacy Statement covers both current and former users. Your use of this website constitutes your acceptance and agreement to the practices described in this Privacy Statement.

 

By using the Website or continuing to use the Website, you agree to the collection, storage, and processing of your personal information (including highly sensitive data as defined by the Information Technology Act, applicable laws, notification, etc.) following this Privacy Statement, as it may be updated from time to time at the discretion of the Website.

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1.   What Information We Collect

 

The user data we collect enables us to customise and further enhance your Website experience.

 

Here are the types of information we gather.

• We collect and store any data you submit on our website or provide to us in any other manner. You have the option of not providing certain information, but you may not be able to utilise all of our features and offerings.
• We may get detail about you from other sources and add them to the information we already have about you.
• Every time you engage with us, we receive and retain different types of information. We collect content when your web browser contacts the Website or advertising and other material offered by or on account of the Website on other websites. We also may collect and store data relating to your location and mobile phone, including the device’s unique identifier.

 

2.   How do We Use The Information

When you sign up for an account with MySafeLoan.com, make a purchase, or browse the site, the company obtains information about you. MySafeLoan.com requires you to enter basic information such as your name, address, city and state, email address, age, and gender. Once you sign up for the Website and log in, we will no longer treat you as an anonymous user.

 

You agree that MySafeLoan.com (and its affiliates and partners) may contact you by promotional mail and SMS, even if you are registered under DND, DNC, or NCPR services, to inform you of your login information and other service requirements. As long as your account is not disabled, your permissions will remain active. Your mobile phone number is required for registration, and we may use it to send you service-related SMS alerts.

We use your information to

 

• Display content and customer evaluations; send notices and emails; update account information and generally maintain your accounts with us; suggest services that may interest you.
• Address your concerns and fulfill your requests regarding the services you have received.
• Help our business partners with the delivery of services to you, handle your payments and applications, and keep you updated on products and special offers.
• Administer or otherwise fulfill our contractual commitments with our business partners.
• Make use of the data collected to strengthen our system, foil any fraud or Website misuse attempts, and give outside parties access to the data they need to perform any technical, logistical, or other activities on our behalf.
• Information we collect from you may be combined with data from other sources.
• Have us notify you of upcoming sales and other opportunities. We might also update you on upcoming changes or additions to our offerings. These may be our products and services or those of a partner company of MySafeLoan.com.
• Use your data for internal analysis and deliver location-based services like ads, search results, and curated content depending on your location.
• As otherwise provided in this Privacy Policy.

 

To use certain aspects of this Site or our Services, we need you to give the personally identifiable information you have already provided to us in the “Account” section.

 

When you use our services, you give us permission to collect, store, process, transfer, and share information (including sensitive personal information) about you with third parties or service providers for the purposes described in this Privacy Policy.

 

3.   Personal Information Administrators

Your private data will be maintained and collected by MySafeLoan.

4.   Disclosure and Inf Sharing

Unless otherwise required by law or permitted by this Privacy Statement, MySafeLoan.com will not sell, rent, or release your personal information to third parties for their commercial use. Despite the preceding, we reserve the right to disclose your data to a subsidiary or joint venture partner. Further, if all or part of MySafeLoan.com’s business is sold, or if MySafeLoan.com merges, reorganizes, or consolidates with another entity, in which case MySafeLoan.com is not the surviving entity, your personal information may be disclosed to, sold to, or transferred to the other firm.

 

To the extent necessary to understand this paragraph, “Affiliate” refers to any individual, organization, or MySafeLoan.com that controls, is controlled by, or is under common control with MySafeLoan.com, either directly or indirectly through one or more intermediaries. As used in the above sentence, “Control” entails the possession directly or indirectly, of the power to control, or to influence the direction of, the operations or policies of the controlled person, whether through the ownership of voting securities, through contract, or otherwise.

 

When used in this Privacy Statement, “Person” refers to an individual as well as a business, a trust, an unincorporated association, a limited liability company, a partnership, a limited liability partnership, a trust, or a corporation.

 

Without your written consent, we may disclose your information to government authorities mandated by law to request details for the purpose of identity verification, or for the avoidance, detection, investigation (including cyber incidents), prosecution, and punishment of offenses. By using this site, you acknowledge and consent to the Website’s collection, storage, and disclosure of any personal information you provide should such disclosure be required by law.

 

We prevent the acquisition and use of your personally identifiable information. We reserve the right to aggregate or otherwise de-identify personal information before disclosing it. Such data cannot be used to determine your identity.

 

Your Account information and other personally identifiable information are protected by security measures and are only accessed and used in line with our internal procedures and for the purposes described in this Privacy Policy. In order to offer you our services, we may contract with third-party service providers which are bound by contract to protect the privacy of any personal information we share with them.

 

Lenders, banks, and credit card issuers are just some of the third parties whose products and services you can find on the Website. Application for and disclosure of information to third-party providers of products or services is subject both to their own privacy rules and to this Website’s Privacy Policy.

 

MySafeLoan.com is not responsible for its privacy practices. Before applying for a service or product from a third party, we recommend reading their privacy policies and notifications.

5.   Cookies

A cookie is a piece of data that is kept on the user’s computer and is associated with the user’s personal information. Session ID cookies and permanent cookies may be used. When you log out of a service that uses session ID cookies or close your browser, the cookie is automatically deleted. Persistent cookies are little text files that remain on your hard drive for a prolonged length of time. MySafeLoan.com might utilize session ID cookies to keep tabs on your preferences while you’re browsing the site. They reduce wait times and processing demands on servers. PRP may use persistent cookies to keep track of your preferences about password storage and other data. Cookies used on the PRP website do not contain personally identifying information.

 

It is recommended that you keep cookies enabled to enjoy the Website’s core functions. If you do not accept our cookies, you may be unable to utilise any of the items or services on the Website that need you to Sign in.

 

You can usually find information on how to disable cookies, have your browser alert you when you receive a new cookie, or prevent cookies from being accepted by your browser in the help menu of your particular browser. As a bonus, you can disable or remove similar data used by browser add-ons, such as Flash cookies, by adjusting the add-settings on or visiting its maker’s website.

 

6.   Your Rights Over Your Shared Personal Information

You should know that the data we collect and analyze helps us give you better experiences, services, and products. You can restrict the collection and use of your non-personal information online through your browser settings.

 

You may revoke your consent for us to collect and use your sensitive personal data or information at any time by contacting us at [email protected], whether you are currently using our Services or not.

 

If you decide to revoke your consent after giving it, MySafeLoan.com will no longer be obligated to provide you with the Services. In such a circumstance, you understand and agree that the Website shall not be liable to you for any refund of any amounts paid for any service.

 

You have the option of providing us with various types of personal information, including sensitive personal information (such as your financial details), and we will respect your decision. But if you don’t provide us with everything we ask for, we might not be capable of providing the Services you subscribed for.

 

In our opinion, you should have control over the content of emails and text messages. Simply let us know using the account contact information or the ‘opt-out’ or unsubscribe link in our marketing emails if you do not wish to receive such communications. You may contact us directly at [email protected] to have your email/SMS marketing preferences updated. It may take up to 10 days to process your request, so please be patient. Be aware that even after you unsubscribe, we may still contact you by email, text message, or phone to provide important information about our services.

 

Suppose you have any concerns about the accuracy or completeness of the information you supplied. In that case, you can access and update this information by signing in to your account on the Website and making the necessary changes there. In no event will MySafeLoan.com be held liable for the accuracy of any personal or sensitive data or information provided by you or any third party.

7.   Log Files

Like most basic websites, we employ log files. IP addresses, browser types, ISPs, referring/exit pages, platform types, date/time stamps, and click counts are all collected and used in the aggregate for statistical analysis, site administration, tracking users’ movements throughout the site, and gathering demographic information.

 

We may combine the data we obtain about you from these logs with other data we have obtained automatically. We do this to enhance the quality of the services we provide to you, whether in terms of marketing, analytics, or general site performance.

8.   How we secure your Personal Information

MySafeLoan.com knows that protecting the privacy of its customers is critical to the success of its business and its customers. To ensure the safety of any data we receive from you, we take suitable technical and organisational security precautions.

 

To prevent disclosure, misuse, or manipulation of information, as well as the unintentional loss, destruction, or damage of information, we have implemented several electronic, procedural, and physical safeguards.

 

MySafeLoan.com has been audited and found to comply with the IS/ISO/IEC 27001. This standard is for “Information Technology Security Techniques Information Security Management System-Requirements” and is internationally recognized. Though no Internet transmission or electronic storage technique is foolproof, it is possible to minimize the risk of unauthorized access to your data. Due to this, we cannot ensure the highest level of safety for it.

 

Furthermore, you may not disclose your username and password to any third person and are responsible for keeping them secure and secret.

 

9.   Third-Party Advertisers and Links to Other Websites

●     Links to Other Websites:

MySafeLoan.com may feature affiliated or external links. Any information you voluntarily disclose on those websites will no longer be considered ours. We recommend reading the respective privacy policies of each site, as they may differ from ours.

●     Third Party Advertising

When you visit our Website, advertisements may be served to you by ad networks, ad servers, or other third-party advertising companies.

 

This information (which does not include personal details like your name, address, email address, or phone number) may be used by these firms to target you with adverts for goods and services that may interest you on this Website or other websites.

 

We occasionally allow third-party ad serving companies to place advertising on our behalf on this Website and elsewhere on the web. You agree that they may collect and use this information about your visits to the Website and your use of our products and services in an aggregate, anonymous form.

 

Your browsing history on this and other sites may also be used to serve you more relevant adverts for products and services. As is true with most large websites, a pixel tag is utilised to collect this data anonymously. No identifying information is gathered or used in this procedure.

 

10.  Changes in this Privacy Policy

MySafeLoan.com may, at its sole discretion, modify this policy at any moment. If our information practises change, we may update this privacy statement. We recommend checking in at regular intervals. You may see whether there have been any updates to the statement since your last read-through by looking at the effective date below.

 

11.   Grievance Officer 

Please reach out to our Grievance Officer if you have any concerns or wish to resolve any disagreement related to handling any information/data you gave to MySafeLoan.com. Below is the Grievance Officer’s name and contact information. 

 Name of grievance officer-Gatulal Pandya 

• Full Org. Name-My Safe Loan 
• Tel – 7574852602 
• Email –gatulal@mysafeloan.com 

 If you have questions, concerns, or suggestions regarding our Privacy Policy, we can be reached using the contact information on our Contact Us page or at [email protected]